Ditto, Charles Edwin2023-05-312023-05-311955-06https://hdl.handle.net/1794/28358230 pagesThe problem undertaken in this study is to identify and evaluate fire insurance practices in the school districts of the state of Oregon, as a basis for making recommendations for their improvement. The purpose of this study, more specifically, is to seek answers to the following questions: 1. What are the present practices of Oregon school boards in the administering of fire insurance programs? A. How do school boards determine the amount of insurance needed? B. How are insurance companies selected by school boards? 2. What is the value of public-school property in Oregon compared to insurance coverage? 3. What is the cost loss ratio in Oregon schools over a period of five years? 4. What type of policy is most economical? 5. What are the most common fire hazards in school buildings? 6. How are insurance rates determined? 7. What economies are available by removal of fire hazards? 8. In reflection to existing practices, how would self-insurance affect Oregon?enCreative Commons BY-NC-ND 4.0-USinsurance reserve fundsinsurance ratescost-loss ratioThesis / Dissertation