Public School Fire Insurance Practices and Procedures as Related to Oregon School Districts
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Date
1955-06
Authors
Ditto, Charles Edwin
Journal Title
Journal ISSN
Volume Title
Publisher
University of Oregon
Abstract
The problem undertaken in this study is to identify and evaluate fire insurance practices in the school districts of the state of Oregon, as a basis for making recommendations for their improvement. The purpose of this study, more specifically, is to seek answers to the following questions: 1. What are the present practices of Oregon school boards in the administering of fire insurance programs? A. How do school boards determine the amount of insurance needed? B. How are insurance companies selected by school boards? 2. What is the value of public-school property in Oregon compared to insurance coverage? 3. What is the cost loss ratio in Oregon schools over a period of five years? 4. What type of policy is most economical? 5. What are the most common fire hazards in school buildings? 6. How are insurance rates determined? 7. What economies are available by removal of fire hazards? 8. In reflection to existing practices, how would self-insurance affect Oregon?
Description
230 pages
Keywords
insurance reserve funds, insurance rates, cost-loss ratio