The Circle of Credit: A Comprehensive Analysis of College Students' Credit Card Usage to boost Credit Scores.
| dc.contributor.advisor | Chanderina, Maria | |
| dc.contributor.advisor | Nelson, Noelle | |
| dc.contributor.author | Lehner, Josephene | |
| dc.date.accessioned | 2023-09-28T20:54:00Z | |
| dc.date.available | 2023-09-28T20:54:00Z | |
| dc.date.issued | 2023-05 | |
| dc.description | 52 pages | en_US |
| dc.description.abstract | This thesis focuses on undergraduate students’ knowledge and behaviors of credit and how this relates to credit card usage. This information assesses how college students approach credit management and credit scores. While this study focuses on a niche subject obtaining this information is vital in understanding how financial literacy plays a role in college students’ lives. Furthermore, due to the relatively small scope of the project, results should be viewed through an experimental lens. The primary method of data collection is a Qualtrics survey. The survey was administered to undergraduate students in the Lundquist College of Business (LCB). I contacted several professors in the LCB and emailed them a link to the survey. The professors then chose to distribute the survey in the most appropriate and comfortable way. The survey was open for approximately two weeks. In those two weeks, a total of 73 responses were collected. The survey was anonymous; therefore, no identifiable information was collected from participants despite some primary demographic data. The results were exported to R studio, where the data was cleaned and analyzed. The results show both a positive and negative relationship between knowledge and behavior. Thus, the results were inconclusive and require further testing to establish a dominant correlation, if there is one. | en_US |
| dc.identifier.uri | https://hdl.handle.net/1794/28944 | |
| dc.language.iso | en | en_US |
| dc.publisher | University of Oregon | en_US |
| dc.rights | Creative Commons BY-NC-ND 4.0-US | en_US |
| dc.subject | business | en_US |
| dc.subject | finance | en_US |
| dc.subject | credit management | en_US |
| dc.subject | credit scores | en_US |
| dc.subject | marketing research | en_US |
| dc.subject | college students | en_US |
| dc.title | The Circle of Credit: A Comprehensive Analysis of College Students' Credit Card Usage to boost Credit Scores. | en_US |
| dc.type | Thesis / Dissertation | en_US |